Find the Right Travel Health Insurance in Minutes!
Fact: International travel insurance plans tend to look alike . . . until you have a claim!
The most important differences are not in the benefits or rates, but rather in the definitions and exclusions, the policy wording by which your insurance claims are actually paid . . . or not paid.
Better CHOICES... All international travel health insurance plans offered here are "USA-Style," ideal for Travel outside the USA, for Visitors to the USA, and for International Students.
Better INFORMATION... Buying Tips & Reviews plus useful insurance comparison tables are intended to help you find the right choice - in about 5 minutes.
Better GUARANTEES... Here you enjoy 4 Guarantees, rarely found in combination elsewhere.
Travel Insurance Selection Tips
Travel Health Insurance Suggestions - for Outside the USA
For U.S. citizens/residents who maintain major medical insurance in the USA while traveling abroad, consider the following plans: TravelGap Excursion, Liaison International, or Liaison Majestic.
For U.S. citizens/residents who will NOT have major medical insurance in the USA while traveling abroad, but who want the option of follow-up medical treatment in the U.S. in the event of a covered injury or illness while abroad, consider the Atlas Travel Plan.
Pre-existing medical conditions are always a concern. For example, if you are taking a medication, then any condition related to that medication would not be covered by some travel health insurance plans. See Buying Tips & Reviews #3 for which travel plans cover pre-existing conditions. For a more detailed discussion of travel insurance choices for U.S. citizens abroad, see... Travel Outside the USA.
Travel Health Insurance Suggestions - for USA Visitors
For foreign visitors to the USA who are under age 70, the Atlas Travel Plan is the only travel insurance plan that provides you with any significant coverage for the "acute onset" of a "pre-existing condition."
For older USA visitors who are looking for the lowest cost options available, see Inbound Guest or Inbound USA. These plans are designed to meet minimum visa requirements with the lowest rates possible, but it is important that you understand the limitations of this type of visitor insurance plan.
For a detailed comparison and review of these and other travel health and medical insurance choices for foreign visitors traveling to the USA, see... Visitors Insurance.
Over 65 Travel Health Insurance - Suggestions
When it comes to travel health insurance, seniors have a special concern - pre-existing conditions. Most international travel insurance plans contain exclusions for pre-existing medical conditions. One "USA-style" travel insurance plan does cover pre-existing conditions, so long as you have Medicare coverage in the USA! See our Over 65 Travel Insurance page for details.
International Student Health Insurance - Suggestions
For U.S. students studying abroad or for students traveling for study in the USA, discover what makes specialized "international student health insurance" unique and determine if this type of specialized health insurance coverage is in fact the best for your own personal situation. See our International Student Insurance page for details and recommendations.
We also offer tips on Using Your Insurance to help you get the most from your coverage if needed.
USA-Style Travel Health & Medical Insurance for most International Travel Insurance Needs.